Auto Service Repair
Anyone who owns a car will need the use of a auto service center at one time or another. Our agency offers a great plan to help protect your auto service business and your customers. Through this program we offer general liability, business property, building property or fire liability, inland marine coverage, umbrella insurance and garage keeper’s liability.
General liability protects the business in the case of suit from a claim arising. This could be anything from a customer slipping and falling at the place of business or an oil cap not being replaced causing damage to the vehicle.
Business property coverage protects the items used in the service center to work on the customer’s vehicles or even the office equipment used to run the business. If tools or equipment owned by the business are damaged by a covered loss or stolen this allows for replacement of those items.
If the business owns the building we can offer protection under the insurance plan. In the case of a fire, wind storm or any other covered loss damage that occurs from these events can cover the building to make sure that the business is back and running quicker. If the business rents the building we offer coverage called fire liability that protects in the case the building is damaged and it is the fault of the business.
Inland marine coverage can be added to schedule specific items such as lifts or large equipment used to service the customer’s vehicles. This allows for certain property to be covered for their specific value.
Umbrella insurance covers extended liability over and beyond the coverage that is indicated in the general liability portion of the insurance policy. This coverage can protect the business from financial instability in the case a claim is made over the main policy.
Garage keeper’s insurance gives coverage for the vehicles that are being serviced. In the case that there is something that happens while the vehicle is in the care of your business this coverage will protect that vehicle and the business. An example would be an accident that occurs while the vehicle is being test driven for diagnostic purposes.