About Us

About Us


Beach Insurance and Associates was founded in 1978 by John Marr.  John started the company as a scratch company for Nationwide Insurance, selling and servicing one policy at a time.  For thirty years, he and his wife Ginger built a trustworthy name in the community for providing personable, reliable advice for one’s insurance needs.

January 2008, Chance and Amy purchased the rights to service the policyholders from Nationwide and John.   They branded the name Marr-Perry Agency as a tribute to John and Ginger and the collaboration they were forming.  For a year, John served as mentor to Chance and consultant to several clients.   Then in January 2009, Chance rebranded the agency to Beach Insurance & Financial Services to more accurately reflect the products and services offered.  While this name alludes to the multitude of different products, it didn’t accurately identify the experience and relationships that were being forged with customers. Now, January of 2017 the agency name officially changes again to Beach Insurance & Associates to reflect the team of licensed professionals and experience along with the multiple product solutions unique to the agency.

Even though Nationwide continues to be our flagship carrier, today we represent multiple companies with multiple product lines.  Our company strategy is to be a full-service agency that consistently exceeds expectations of our customers and prospects.  We pride ourselves on developing a relationship with our clients so that we can provide a comprehensive insurance solution tailored to their needs.  Customer service is of paramount importance to us.

When a person becomes our client, they will receive:

  • A full-service company that can provide a consultative approach that identifies options;
  • Licensed agents who provide practical and accurate information in a timely manner;
  • An annual Customer Care Review to ensure they are adequately protected during all of the stages of life; and
  • A company that strives to be the best in customer service including educating our customers about our products and services and how the products can benefit them.

If you are seeking a personal relationship with your insurance agent who is concerned about your individual situation then you are at the right agency. For over 30 years, Beach Insurance & Associates has been building relationships with clients by building comprehensive insurance solutions for their needs. Licensed in North Carolina, South Carolina and Tennessee, we offer auto insurance, home insurance, life insurance, commercial insurance, etc. Call us for an insurance quote today.

 Our Team

  • Chance Perry Agent Owner
  • Cathy Edwards
    Cathy Edwards Administrative Assistant / Receptionist
  • Don DeLuca
    Don DeLuca Associate Agent
  • Susan Welch
    Susan Welch Account Manager
  • Melinda Mahaffey
    Melinda Mahaffey Account Manager



5950 Fairview Rd. Suite 305 Charlotte, NC 28210

Monday – Friday 8:30 am – 5:00 pm

Evenings & Saturdays By Appointment

Telephone: (704) 554-5701

Fax: (704) 554-9907

E-mail: info@beachinsurancellc.com


9280 Davidson Hwy, Concord, NC 28027

Monday – Friday 8:30 am – 5:00 pm

Evenings & Saturdays By Appointment

Telephone: (704) 554-5701

Fax: (704) 554-9907

E-mail: info@beachinsurancellc.com

  • My husband and I have relied heavily on the advice and counsel of Chance over the years in making necessary changes or upgrades to our insurance policies. He is so down to earth and knowledgeable in his field. We look forward to having Chance oversee our policies and needs for many more years to come. He's awesome!

  • I receive great service from the staff at Chance Perry's office. They are very helpful in updating my information and providing me with excellent service.

  • Beach Insurance & Financial Services has provided all of my insurance needs for years including personal as well as business. They have always been very knowledgeable and attentive to my needs. It is a great benefit to have an agent that consults with me and truly fits my needs to the products that will protect me and my family.

  • Chance has been very responsive and helpful in getting my son's auto insurance set up. He was very knowledgeable and made some good recommendations. I would highly recommend Chance.


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