About Us
If you’re looking for an insurance agency that treats you like family, you’re in the right place. For more than 30 years, Beach Insurance, a family-owned agency, has been building trusted relationships with clients across North Carolina, South Carolina, Georgia, and Tennessee.
As an independent insurance broker, we work for you, not the carriers. That means we shop multiple companies, compare coverage and pricing, and design custom solutions that truly fit your life, whether it’s auto, home, flood, life, or commercial insurance.
When you become a Beach Insurance client, you receive:
- A full-service, consultative approach that helps you understand your options and make confident decisions.
- Licensed, knowledgeable agents who provide practical, accurate guidance when you need it most.
- An annual Customer Care Review to ensure your coverage grows with every season of life.
- A commitment to exceptional service, including educating you on your policies so you feel protected, prepared, and empowered.
At Beach Insurance, we’re proud to be your neighbors, your advocates, and your trusted partners in protecting what matters most.
Call us today for a personalized quote: (704) 554-5701
History
Beach Insurance and Associates is a culmination of great people, sound carriers and strong processes. The agency is a family owned business that has grown organically (one policy at a time) and through acquisition. At the center of our success, is our customer service. Customer Service is of paramount importance to us.
Chance and Amy Perry started the company in September of 2004. Chance served in a variety of agency management and consulting roles before becoming captive agent, exclusively with Nationwide Insurance.
January 2008 – Acquired Marr Insurance Agency in Charlotte, NC. John & Ginger Marr served the community for 30 years.
January 2009 – Rebranded the agency to Chance Perry Insurance Financial Services
February 2010 – Opened Scratch satellite in Concord, NC
January 2019 – Acquired Ash Agency in Johns Island, SC. Holly & Steve Ash served the community for 20 years.
July 2020 – Transitioned from a captive Nationwide only insurance agent to an Independent Insurance Broker representing multiple companies, products and territories.
September 2020 – Acquired Beach Insurance Agency, Inc in Myrtle Beach. Rick & Debbie Reynolds served the community over 30 years.
October 2020 – Rebranded entire agency to Beach Insurance LLC
October 2021 – Acquired Davis Mobile Home Insurance Agency in Surfside, SC. Terry Davis served the community over 25 years.
May 2022 – Opened Scratch satellite in Upstate, SC.
See us grow……

