At Beach Insurance LLC we understand your goal is to find the best trucking insurance at a competitive rate.   We know that can be difficult.   As members of the Charleston Motor Carriers Association and South Carolina Truckers Associations we understand your needs and the changes affecting your industry.   At Beach Insurance LLC we offer coverage throughout the Southeast, NC, SC, GA, and TN.   We work with some of the top carriers in the country.  Our team of experts are always here to help, and we can provide customized coverage for most semi-truck, tractor-trailer, box truck, hot shot, refrigeration or logging trucks on the road.

Our experienced agents know what you need when it comes to commercial insurance. Your policy is always up to date with no surprises, and we work hard to keep your rates low so that you can focus on running your business instead of worrying about the cost of your insurance.   We offer a wide range of insurance options, so you can choose the plan that best suits your needs.

PHYSICAL DAMAGE

Physical damage insurance, sometimes referred to as collision coverage, pays to fix or replace damaged tractors and trailers. It covers your commercial vehicle 24/7, whether operating for personal or business use. We offer many coverage options to enhance your coverage.

NON-TRUCKING LIABILITY

Non-Trucking liability insurance provides a permanently leased owner operator with a limited form of liability protection. Specifically, it applies when a covered vehicle is operated solely for personal and non-economic purposes. Non-trucking liability truck insurance never applies when an owner operator pulls a loaded trailer, operates on behalf of a trucking company or uses a vehicle for any revenue generating purpose like trip leasing. These types of activities normally fall under the primary auto liability truck insurance provided by a trucking company.

TRUCKER LIABILITY

Trucker Liability Insurance, also known as Primary Liability, is the foundation of a commercial truck insurance policy. This type of insurance is the minimum amount necessary to operate a trucking business, and is only one piece of protection for your vehicle and cargo. Trucker Liability Insurance will not cover damage to your own vehicle or the goods being transported, but provides legal liability protection.

TRUCKER CARGO INSURANCE

Trucker Cargo Insurance protects cargo-carrying trucks against potential risks and liabilities. It provides financial protection in the event of an accident, theft, damage, or other incidents that may occur during the transportation of goods. It differs from the insurance that covers the truck, and protects the owner operator / trucking company if the transported goods get lost, damaged, or stolen.

WORKERS’ COMPENSATION INSURANCE FOR FLEET OWNERS

Most states require fleet owners with employee drivers to carry workers’ compensation insurance. This coverage option is available only to fleet drivers participating on our select motor carrier sponsored occupational accident programs.

PASSENGER ACCIDENT INSURANCE

Passenger accident insurance is designed to cover passengers who travel in your truck such as friends or family members.

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