Flood Insurance

Water Backup Coverage Carolina Homes vs Flood

Most Carolina homeowners policies do not automatically pay for sewer or drain backup. Water backup coverage is usually a chosen-limit add-on, and it is not a substitute for flood insurance.

Condo Insurance HO-6 Carolina Coast Unit Coverage

An HO-6 condo policy is built for the unit you own, not the whole building. Carolina coastal owners should size walls-in coverage, review loss assessment, and consider separate flood insurance.

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