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Tag: commercial auto

Notes, guides and field reports from the Beach Insurance LLC team.

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Insurance

HVAC Contractor Insurance Carolinas: Not One Policy

Carolina HVAC shops typically need a stack, not one policy: general liability including completed operations, inland marine for tools in the van, commercial auto, and workers compensation. North Carolina generally requires workers comp at three regular employees; South Carolina generally requires it at four.

Beach Insurance LLC
Insurance

Landscaping Business Insurance SC NC: 4 Coverages

Carolina lawn-care companies usually need four coverages working together: general liability, insurance for mowers and tools, commercial auto, and workers compensation. South Carolina generally requires workers compensation at four or more employees; North Carolina generally requires it at three or more.

Beach Insurance LLC