Car Insurance

Auto Liability Limits South Carolina North Carolina

Auto liability limits South Carolina North Carolina start at a 25/50/25 statutory minimum in SC. NC requires 50/100/50 for policies issued or renewed on or after July 1, 2025.

Diminished Value Auto Claim South Carolina North Carolina

Inherent diminished value is the market discount that remains after a quality repair because the crash sits on the history report. In South Carolina and North Carolina that residual loss is usually presented on the at-fault driver's liability policy, not as a first-party collision add-on.

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